Medicare is a social insurance program, and as such marches to a different drum beat than other types of insurance.
Because it is a government run, social program, it cannot reduce costs the way private insurance policies do. When you reach the age of 65, you automatically qualify for Medicare. Even though you have the option to enroll in traditional Medicare, you can also choose to register for Medicare Advantage, Prescription Drug Coverage, and/or Medicare Supplement plans. These policies work with Uncle Sam to provide coverage. Medicare Advantage has seen increased popularity in recent years partly due to the government’s 5 Star Quality Rating System. This quality control is based on customer feedback and is an effective way to ensure plan excellence. These policies can also provide incentives like lower copays and smaller deductibles. No matter what plan you’re considering, Healthnook’s insurance comparison tool can help you decide. Healthnook will help you easily find what plans have the best rating, the difference between insurance types, and whether you qualify based on your eligibility and geographic location.
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