Short Term Health Insurance
What it is
Short-term health insurance offers month-to-month basic coverage for potential medical expenses that may occur between enrollment signup periods. It adheres to a different set of rules than the mandates imposed by the Affordable Care Act on traditional health insurance plans, and is aimed at those with temporary health needs (i.e. people between jobs, the unemployed, college grads, etc). These plans tend to be cheaper, but because they are transitory in nature, do not provide extensive coverage options.
Weighing Your Options
The variations associated with short-term health insurance usher in a variety of questions that are important to consider (such as the coverage of pre-existing conditions, tax penalties associated with the Affordable Care Act, and denial of coverage based on age or health condition). When you’re going through a major life transition, the last think you want to think about is preparing for potential health emergencies. You also don’t want to spend time scrutinizing the plethora of short-term health insurance plans on the market. Healthnook’s price comparison tool helps you navigate the tedious realm of caveats and fine print to find the best plan possible at the lowest price available.
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